What is “What Would Kim Do?”

June 27, 2010

Each day I received multiple questions from folks just like you looking for some help, some hope, regarding the financial situation they are in. I get questions ranging from how to handle a short sale, to dealing with debt collectors. Questions from people who just received a foreclosure notice in the mail and are scared [...]

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Living Below Your Means

June 23, 2010

Yesterday in “Live Like You Lost Your Job” I talked about living below your means now, before you lose your job. If you were to lose your job today could you sustain your current lifestyle?   The goal is to get your lifestyle and living expenses in a state that you could survive if you lost [...]

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Live Like You’ve Lost Your Job

June 22, 2010

One common theme I am getting from my clients as of late is that they have lost their job and now cannot meet their bills.  As you read this you may be in the same situation. Businesses are cutting back on their expenses and even though the employee is what I consider to be one [...]

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Debt and the Company You Keep

June 21, 2010
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Online Payday Lenders

June 19, 2010

You need money.  Your credit cards are maxed and your family won’t lend you any more.  What do you do? Well you may think, maybe I can get a loan from one of the online Payday lenders.  That really is not the best idea. The Better Business Bureau has issued a warning about deceitful Payday [...]

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What good is a Million dollars if….

June 19, 2010

Are you in debt? Are you able to manage money well? If you answered “yes” to the first question and then “no” to the second question, congratulations you have already taken the first step in improving your life by admitting you have trouble managing money. People don’t come to me unless they are in debt, [...]

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Co-sign a loan…Good Idea or Not?

June 18, 2010

So a friend or even a relative has come to you explaining how they found this great car.  They tell you it has low mileage, ice cold air, runs smooth.  It has new tires, and for a three year old car the price is fantastic. They go on and on about the car, how it [...]

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Is a consolidation loan a good idea?

June 17, 2010

Should I get a debt consolidation loan? This is a question I am asked a lot during my coaching sessions, and today we will look at the answer to that question. The debt management process begins by taking an inventory (known as a preliminary budget) of your current financial situation.  You first have to figure [...]

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Credit Cards that Pay…Really!?

June 16, 2010

Same as cash. Reward points. Air miles. Save 10% if you sign up for the store card, the list goes on. We have all heard the sales pitch or gimmicks that try to get you to use a credit card to pay for a purchase. Offers for credit cards are everywhere. From a casual visit [...]

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How to be Financially Successful

June 14, 2010

You are most likely visiting this blog because you are in a money mess right now or soon will be.  Perhaps your money is under control but your son or daughter is having some money problems. Fear not, you are not alone and all money problems can be corrected, regardless of income. You see, money [...]

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